Whole Life Insurance

For long-term protection, whole life insurance delivers guaranteed coverage for the entirety of your life with premiums fixed from the date you get started. Whole life insurance typically offers a host of benefits not found on term life insurance. These can include a cash value that you can access at any time, to the ability to "pay up" to get lifetime coverage without lifetime cost.

Because of its responsive and flexible nature, whole life insurance is an excellent consideration for those who have financial obligations that benefit from life insurance protection, but also want an option to benefit from their policy during their own lifetimes.

How much coverage can I get?

Typically Whole Life Insurance is offered from $25,000 to $10 million.

Who is eligible?

Citizenship status: A Canadian citizen or permanent resident as well as landed immigrant who has been in Canada for more than 1 year.

Age: 0-85

Key benefits

  • Lifetime protection.
  • Premiums that are guaranteed to stay the same for life.
  • Pay 20 Option, provide ability to pay off your policy in 20 years and never pay again while remaining protected for life.
  • Option to accumulate cash value that can be used to supplement your retirement income and provide for any other financial needs

3 Reasons to Choose LIFC:

We work directly with leading Canadian insurance providers

We are able to find some of the most competitive rates on the market

We offer a complete range of plans to suit any need and budget

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