Terms of use

These terms and conditions below outline how LIFC.ca can be used. If the LIFC.ca website, also referred to as "the website" is used, it is implicitly assumed you agree to and are bound by these conditions. If you do not accept or agree with any of the terms and conditions stated below, please do not use this website. By using the website or any services contained within, you confirm you are 18 years or older as applicable by your province.

LIFC.ca collects personally identifiable information and passes it, unaltered, where applicable, to third party affiliates chosen to process this information to provide the services outlined by this website.

By providing personal information on "the website" you consent and acknowledge that you will be contacted by Insurance Supermarket Inc. customer service representatives to facilitate an appointment with a licensed advisor in your area.

LIFC.ca makes no guarantee and is not held responsible for:

1. The accuracy of content provided by a third party entity contained on this website, whether or not it is explicitly declared as such.

2. The quality or reliability of third party services on this website.

3. The content or policies of any third party entity linked to or from this website.

Any financial information contained on this website should not be considered professional advice provided by LIFC.ca.

Any issues that may arise from communication brokered between a user and a third party entity that operates with information that we collect is not the responsibility of LIFC.ca.

Any agreement between a user and a third party entity using information gathered at this website is not considered the responsibility of LIFC.ca. It is recommended that, when entering into a third party´s terms and conditions, independent or legal advice be sought.

Intellectual Property

Permissions must be acquired from the website's administrator before reposting or repurposing content from this website.

Insurance Supermarket Inc. is the sole owner of any intellectual property contained on this website.

Information from the website must not be used for fraudulent purposes, or for purposes that are illegal or immoral.

Liability Obligations

LIFC.ca considers the accuracy and reliability of information on this website to be of the highest priority. However, we cannot be held responsible for inaccuracies of information that may appear on this website.

LIFC.ca does not validate, monitor or endorse any information provided by or about third party entities. As a result, this information could be inaccurate. LIFC.ca does not validate, monitor or endorse information, data, or resources that are presented to you in search engine results.

LIFC.ca is not responsible for any harmful effect on technology or on information that may result from use of this website. LIFC.ca does not provide a guarantee or warranty that the website is free from malicious scripts or viruses.

LIFC.ca is excluded from liability should any losses or damages occur resulting from an inability to access the website, or from any function or service of the website or reliance on data published on the website as permitted by the extent of the law.

Termination of Agreement

Should any of the terms and conditions outlined herein be breached by a user or other party, LIFC.ca maintains the sole right to terminate any prior agreements and restrict or remove access to this website and any associated services.

All disclaimers and exclusions stated within these terms and conditions shall survive regardless of any termination of service or relationships.

LIFC.ca is not liable for failure as resulting from circumstances outside of immediate control or influence, including natural disasters, fires, electrical failure, or acts of God.

General Information

The website is designed and director the use of residents of Canada solely.

Should any stipulation of this agreement be held invalid or unlawful, that provision is deemed severed. Where it is relevant, remaining stipulations in association are deemed to remain applicable.

If LIFC.ca should fail to enforce or uphold a stipulation of this policy, it is not to be considered a waiver or permission to breach this agreement.

Use of the website and these terms are subject to the laws of Canada which shall exclusively govern the interpretation, application and effect of all the above permissions, exclusions, licenses and conditions of use and shall be construed in accordance with the laws of Canada and the parties submit to the exclusive jurisdiction of the Canadian courts.