Universal Life Insurance is a type of permanent insurance with an investment component. Unlike Whole Life Insurance a Universal Life policy allows for control over your investment choices.
Making the best use of a Universal Life policy requires understanding your risk profile, as well as cost-changes in the insurance industry. A well planned Universal Life plan can result in a substantial return on your investment.
How much coverage can I get?
Typically Universal Life Insurance is offered from $25,000 to $10 million.
Who is eligible?
Citizenship status: A Canadian citizen or permanent resident as well as landed immigrant who has been in Canada for more than 1 year.
Lifetime protection with guaranteed tax-free death benefit.
Guaranteed premiums for the life of the policy unless you chose to change your coverage.
A comprehensive range of investment options to choose from.
The accumulated cash value can be used to pay for children’s education, cover the premiums of the policy or any other needs.
We work directly with over 20 leading Canadian insurance providers
We are able to find the lowest premiums on the market
We offer a complete range of plans to suit any need and budget