No Medical Life Insurance

No medical life insurance offers individuals with health issues the opportunity to get insurance at a fair rate and without a premium rating or denial.

To qualify for this type of product, you need only to answer some questions about your health, which can help you get your policy faster, and at a lower rate in some cases.

No medical plans are available for both term and permanent insurance policies, with eligibility up to age 79.

Who should consider No Medical Life Insurance?


  • Individuals who may have difficulty obtaining life insurance due to age
  • Individuals who have health issues
  • Smokers who may or may not have smoking-related health issues.
  • Individuals whom have been denied for coverage before for any reason.

Our company provides No Medical Life Insurance plans from over 20 Canadian providers; as a result you are guaranteed to find the lowest rate on your coverage. Apply for a no obligation quote today.

3 Reasons to Choose LIFC:

We work directly with leading Canadian insurance providers

We are able to find some of the most competitive rates on the market

We offer a complete range of plans to suit any need and budget

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