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La Capitale Insurance

La Capitale Insurance

La Capitale is a Quebec-based insurer that’s been operating for 70 years in the realm of life and health insurance. La Capitale focus is on providing secure and affordable insurance packages for entire families, with several inclusive products for children and adults alike.




We offer the following products from La Capitale:

Permanent Life Insurance

La Capitale Advantage Series

A permanent life insurance plan that offers a wide range of options that allows you to customize your own plan. Choose duration of premium payments and additional riders to maximize coverage.

La Capitale Enhanced T100

Life insurance available to people ages 18 to 70 with coverage amounts ranging from $10,000 to $2,000,000. Premiums are guaranteed for life and the plan’s coverage can be maximized with additional benefits and riders.

La Capitale Simplified Advantage

A no medical exam life insurance plan for people 40 to 80. Coverage amounts range from $5,000 to $100,000. Benefit amounts will be doubled in the event of an accidental death before the age of 85.

La Capitale Horizon 50+

A no medical exam plan for people ages 50 to 75 with coverage amounts ranging from $5.000 to $20,000.

La Capitale Affirmative

A no medical exam plan for people ages 18 to 80 with coverage amounts ranging from $2,500 to $25,000.

Term Life Insurance

La Capitale Enhanced Fixed

Term life coverage available to people ages 0 to 70 with coverage amounts ranging from $25,000 to $10,000,000. Terms lengths: 10, 20, 25, 30, or 35-years. Protection in the event of total loss of autonomy before age 60, providing a living benefit of 50% of the insured amount.

La Capitale Pure Fixed

Term life coverage available to people ages 0 to 70 with coverage amounts ranging from $25,000 to $10,000,000. Terms lengths: 10, 20, 25, 30, or 35-years. Term 10 is renewable every 10 years up to age 85. Term 20 and higher is renewable for 20-year periods up to age 85.

La Capitale Decreasing

Term life coverage available to people ages 0 to 70 with coverage amounts ranging from $25,000 to $10,000,000. Terms lengths: 10, 20, 25, 30, or 35-years. Decreasing term coverage to a minimum of 50% of the insured amount. Renewable every 10 years up to age 85.

Living Benefits

La Capitale Second Chance Critical illness insurance

A critical illness plan with two options: Simplified option that covers 6 illnesses with coverage amounts of $10,000, $25,000 and $50,000; Extended option that covers 25 illnesses with a coverage amount range of $25,000 to $2,000,000. Second chance for children option also available which provides coverage for 27 illnesses from the time your child is 30 days old.

La Capitale Disability Insurance

In the event you become disabled, this plan offers a reliable monthly benefit that will help you cover your financial obligations while you recover. Choice of term length and coverage help you find a plan that best matches your needs and budget.

We work directly with La Capitale and are able to provide all their latest insurance plans. Apply online for a no obligation quote.

3 Reasons to Choose LIFC:

  • We work directly with over 20 leading Canadian insurance providers

  • We are able to find the lowest premiums on the market

  • We offer a complete range of plans to suit any need and budget

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