Humania Assurance, formerly LS Mutual Insurance, has its roots in the L’Union Saint-Joseph de Saint-Hyacinthe fraternal society. Today, Humania continues its fraternal tradition by targeting niche consumers in the insurance industry. In particular, Humania has a very strong selection of products in the No Medical market.
No medical exams are required to be eligible for coverage. The plan has immediate coverage with additional disability and critical illness protection and a benefit amount of up to $300,000.
Available in 10, 15, 20, 25, 30-year terms as well as coverage up to age 80. Coverage amounts range from $50,000 to $2,000,000.
A dynamic plan that offers three ways to be issued: Instant issue, personalized questionnaire instant issue, and personalized questionnaire analyzed by Humania’s underwriting team. Available in 10, 15, 20, 25, 30-year terms as well as coverage up to age 80. Coverage up to $5,000,000.
Disability coverage with no medical exams and benefits up to $2,500 a month. You can opt for a 10 or 20-year term insurance with the option to renew until you reach age 65.
Disability coverage with no medical exams and benefits up to $2,500 a month.
A customizable disability plan with benefit periods of 2 years, 5 years or until age 65. Guaranteed monthly benefit of up to $1,200 during the first 36 months.
This plan provides coverage for minor and major cancers. Available to Canadians 55 – 75 with coverage amounts of $5,000 to $75,000 for major cancers and 15% the insurance amount for minor cancers.
Critical illness coverage available in 10 or 20-year terms. Coverage amounts range from $5,000 to $100,000. No medical exams are required to apply.
Available in 10, 15, 20, 25, and 30-year terms or until age 75. Coverage up to $1,000,000 for up to 25 critical illnesses.
We work directly with Humania Assurance and are able to provide all their latest insurance plans. Apply online for a no obligation quote.
We work directly with over 20 leading Canadian insurance providers
We are able to find the lowest premiums on the market
We offer a complete range of plans to suit any need and budget