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Foresters Insurance

Foresters Insurance

Foresters is unique among life insurance providers in that it operates as a fraternal membership, rather than simply as a mutual organization. Foresters offers term, whole, and universal life insurance to its members, as well as group creditor and retirement plans. Membership with Foresters may also give you access to scholarships, legal counselling, and outreach in the community.



We offer the following products from Foresters:

Term Life Insurance

Foresters Term 10, 20, 30

Temporary coverage available in 10, 20, or 30-year terms. Plans can be converted without evidence of insurability up until age 71.

Permanent Life Insurance

Foresters Advantage Plus Whole Life Insurance

A flexible permanent life insurance option with dividend options that can be paid to the insured in cash, used to purchase additional coverage, used to cover or reduce premiums, or left to earn interest.

Living Benefits

Foresters LifeCare Critical Illness Insurance

Available in two options: LifeCare T10 – provides protection in 10 year terms and is renewable until age 75; LifeCare T75 – provides critical illness coverage until age 75. The plans provide a lump sum tax-free benefit if the insured is diagnosed with one of 21 covered illnesses.

We work directly with Foresters and are able to provide all their latest insurance plans. Apply online for a no obligation quote.

Expert Answers about Foresters Insurance
How can i change a beneficiary on a Foresters policy? To make a change of beneficiary, you will have to request a beneficiary change form directly from Foresters to make any changes. We recommend you contact your broker to help you access the right document and ensure that it's completed properly.

3 Reasons to Choose LIFC:

  • We work directly with over 20 leading Canadian insurance providers

  • We are able to find the lowest premiums on the market

  • We offer a complete range of plans to suit any need and budget

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