Empire Life Insurance

Empire Life has distinguished itself as one of the top 5 insurance providers in Canada, offering a range of insurance solutions to Canadians nationwide. Many of Empire Life’s insurance products provide opportunities to manage your wealth and plan for retirement.

We offer the following products from Empire Life:

Term Life Insurance

Empire Life Solution Series

A term insurance plan available in 10, 20, or 30-year term lengths with up to $10,000,000 in coverage amounts. Premiums are guaranteed for the duration of the selected term. The plan is renewable without a medical exam and can be converted to a permanent plan before age 75.

Whole Life Insurance

Empire Life Solution 100

Non-participating whole life insurance that provides lifelong coverage with guaranteed premiums. The plan offers up to $10,000,000 in coverage amounts and provides cash values beginning in the policy’s 4th year

Empire Life EstateMax

A participating whole life insurance plan that provides coverage for life with guaranteed premiums. Up to $10,000,000 in coverage amounts are available. Premiums can be paid-up in 8, 10, or 20-years or until age 100. The plan comes with 5 Dividend options to choose from.
Guaranteed cash surrender values after the 4th policy year.

Empire Life Optimax Wealth

A participating whole life insurance plan that provides coverage for life with guaranteed premiums. Up to $10,000,000 in coverage amounts are available. Premiums can be paid-up in 8, 10, or 20-years or until age 100. The plan comes with 5 Dividend options to choose from. Guaranteed cash surrender values after the 1st policy year.

Guaranteed Life Insurance

Empire Life Guaranteed Life Protect

Lifelong coverage with no medical exams or health questionnaires required to apply. Premiums are guaranteed for life and can be fully paid-up at age 95. Guaranteed cash surrender value available at the 5th policy year.

Critical Illness Insurance

Empire Life CI Protect

Critical illness coverage that is available in 10 or 20-year term lengths with guaranteed premiums. CI Protect covers 4 common illnesses – heart attack, stroke, cancer, and coronary artery bypass surgery. Coverage amounts range from $25,000 to $75,000. The terms lengths are renewable to age 75.

Empire Life CI Protect Plus

Critical illness coverage that is available in 10 or 20-year terms or until age 75 with guaranteed premiums. CI Protect Plus covers 25 critical illnesses and provides additional benefits like waiver of premiums, accidental death & dismemberment coverage, and more. 10 and 20-year terms are convertible to a permanent plan until age 75. Coverage amounts range from $25,000 to $2,000,000.

We work directly with Empire Life and are able to provide all their latest insurance plans. Apply online for a no obligation quote.