Desjardins Group operates as the largest group of credit unions and insurance providers in Quebec today.
Desjardins insurance covers a range of life and health insurance options to help you find the insurance solution you need, whether you’re a business owner or an individual.
We offer the following products from Desjardins:
Permanent Life Insurance
Desjardins Basic 50+ Life Insurance
A permanent plan for people between the ages of 50 and 75 and requires no medical exams to apply. Also offers 5 times the benefit for accidental death up to age 85.
Desjardins Personalized Life Insurance
Choice of how long you want to pay premiums: 10, 15, or 20 years; or to age 65 or 100. Choose a benefit that best matches your needs with cash surrender values and additional coverage options to maximize coverage.
Term Life Insurance
Desjardins Personalized Term Life Insurance
Choice of 10, 20, or 30-year terms or term coverage to age 65. Convert your term plan into a permanent plan without proof of health.
Participating Life Insurance
Desjardins Participating Life Insurance
Premiums can be paid for 20 years or to age 100. Dividends can be used to purchase additional life insurance coverage or reduce annual premiums.
Universal Life Insurance
Desjardins Universal Life Insurance
Life insurance coverage with an investment component that allows you to grow your money tax-free. Over 30 diversified investment options and the option to amend your policy penalty-free after 5 years.
Desjardins Critical Illness Insurance
Basic and personalized options available. Basic coverage offers a predetermined benefit amount and requires no medical exam to apply. The personalized option offers a benefit amount that is adapted to your needs.
Desjardins Disability Insurance
Monthly benefits range between $400 and $10,000. Available benefit periods: 2 years, 5 years, or up to age 65 or 70.
We work directly with Desjardins and are able to provide all their latest insurance plans. Apply online for a no obligation quote.
3 Reasons to Choose LIFC:
We work directly with over 20 leading Canadian insurance providers
We are able to find the lowest premiums on the market
We offer a complete range of plans to suit any need and budget