Critical Illness Insurance

Critical Illness Insurance

Recovering from illness can be tough on you and your family, both emotionally and financially. Critical Illness insurance is a form of health insurance that provides financial security, letting you focus on recovery.

How much coverage can I get?

Typically you can obtain from $25,000 to $2 million in coverage

Who is eligible?

Your eligibility depends on three conditions:

  • You must between the ages of 18 and 65

  • You must be a Canadian citizen/permanent resident or landed immigrant who has been in Canada for more than 1 year

  • Have not been diagnosed with or receive treatment for certain medical conditions.

What conditions are covered?

The conditions that are covered will depend on your policy by typically include:

Alzheimer disease

Aortic Surgery

Aplastic Anaemia

Bacterial Meningitis

Benign Brain Tumour

Loss of Vision

Certain types of Cancer


Coronary Artery Bypass Surgery

Loss of Hearing

Heart Attack

Heart Valve Replacement

Kidney Failure

Loss of Independent Existence

Loss of Limbs

Loss of Speech

Major Organ Transplant

Major Organ Failure on Waiting List

Motor Neuron Disease

Multiple Sclerosis

Occupational HIV Infection


Parkinson's Disease

Severe Burns


Our company provides Critical Illness Insurance plans from over 20 Canadian providers; as a result you are guaranteed to find the lowest rate on your coverage. Apply for a no obligation quote today.

Expert Answers about Critical Illness Insurance
How much does critical illness insurance cost?
Most critical illness plans are underwritten, thus are subject to a variety of different rates depending on the health of the insured. Furthermore, the type of coverage and length of coverage can vary to a higher degree than most life insurance policies. It's recommended that, if you're considering critical illness protection, that you get a quote from as many insurers as possible to compare what's offered under each plan.

3 Reasons to Choose LIFC:

We work directly with over 20 leading Canadian insurance providers

We are able to find the lowest premiums on the market

We offer a complete range of plans to suit any need and budget

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