Critical Illness Insurance

Recovering from illness can be tough on you and your family, both emotionally and financially. Critical Illness insurance is a form of health insurance that provides financial security, letting you focus on recovery.

How much coverage can I get?

Typically you can obtain from $25,000 to $2 million in coverage

Who is eligible?

Your eligibility depends on three conditions:

  • You must between the ages of 18 and 65
  • You must be a Canadian citizen/permanent resident or landed immigrant who has been in Canada for more than 1 year
  • Have not been diagnosed with or receive treatment for certain medical conditions.

What conditions are covered?

The conditions that are covered will depend on your policy by typically include:


  • Alzheimer disease
  • Aortic Surgery
  • Aplastic Anaemia
  • Bacterial Meningitis
  • Benign Brain Tumour
  • Loss of Vision
  • Certain types of Cancer
  • Coma
  • Coronary Artery Bypass Surgery
  • Loss of Hearing
  • Heart Attack
  • Heart Valve Replacement
  • Kidney Failure
  • Loss of Independent Existence
  • Loss of Limbs
  • Loss of Speech
  • Major Organ Transplant
  • Major Organ Failure on Waiting List
  • Motor Neuron Disease
  • Multiple Sclerosis
  • Occupational HIV Infection
  • Paralysis
  • Parkinson's Disease
  • Severe Burns
  • Stroke

Our company provides Critical Illness Insurance plans from over 20 Canadian providers; as a result you are guaranteed to find the lowest rate on your coverage. Apply for a no obligation quote today.

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Expert Answers about Critical Illness Insurance

3 Reasons to Choose LIFC:

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